Torafugu tech is developing software and algorithms and engaging in R&D for use in health and life insurance. Their algorithms look to process, aggregate and sort data in real-time providing on-demand processing of multiple streams of data.
Using members existing digital footprint, including data from their existing app usage, they have been able to calculate new predictive disease risk scores with very high degree of accuracy. Taking lifestyle data alone they can monitor how well members manage their disease and adjust their cost of insurance on a regular basis thus introducing the first dynamically underwritten term life insurance policy
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